Buy the home you really want with a reverse mortgage for home purchase!

Considering buying a house with an all cash offer or large down payment? Opting for a reverse mortgage can be a wise choice. You won’t have to make monthly mortgage payments offering you financial flexibility.  Preserve some important cash to do what you want with! 

* Free up additional cash

* Increase your purchasing power

* Relocate to your dream home -without settling

 

Using the Reverse for Purchase program

Downsizing without a Reverse for Purchase loan

 

 Sales Price (current home)                     $800,000

Cost to sell (realtors, closing costs)       –  $45,000

Net proceeds for new home purchase  $755,000

 

New home price                                        $675,000

Funds from net proceeds                      – $675,000

Funds remaining after closing                   $80,000

Using a Reverse for Purchase loan

 

Sales Price (current home)                              $800,000

Cost to sell (realtors, closing costs)               –  $45,000

Net proceeds                                                     $755,000 

 

New home price                                                 $675,000

Reverse for Purchase loan                             – $250,000

Funds from net proceeds                                  -425,000

Funds remaining after closing !!                     $330,000 

Buy with less cash out of pocket & no monthly mortgage payment = Win/Win